Habitat is not a give-away program. Habitat homeowners are expected to be participants in the entire process. The homes are sold under the terms of no-profit construction and no-interest mortgages. To ensure successful homeownership, each family is assigned a family support partner to assist them. You and your family support partner work as a team to help ensure successful transition to homeownership.
Selection Criteria:
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NEED: There must be a demonstrated need for housing (e.g. Substandard Housing, Over Crowded Housing, or Overly Expensive Housing).
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ABILITY TO PAY: Your income must meet the guidelines listed in the pre-qualification checklist.
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WILLINGNESS TO PARTNER: The Family should be willing to help with the construction of their home, and take advice on financial matters.
FOR THE PRE-QUALIFICATION CHECKLIST, CLICK THE LINK BELOW.
Applicants must exhibit a sincere desire for homeownership and be willing to accept the following responsibilities:
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Disclose financial and personal situations, including all current employment, household income, present household indebtedness, etc.
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Follow through on CVHFH application requirements
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Commit to advancing the goals of CVHFH and agree to be part of CVHFH publicly.
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Accept guidance from the Habitat Family Selection and Support Committee
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Grant CVHFH first option to buy back the house
HABITAT HOMEOWNERSHIP
CVHFH is an equal housing opportunity provider. We do not discriminate on the basis of religion, race or ethnic background.